Personal finance is a critical skill for long-term financial success. However, many adults have learned what they know about personal finance as they've progressed through life. What have you missed along the way? No matter what your financial situation is, it is important to understand how to handle your money. This course will familiarize you with the basics of budgeting, including creating and managing a budget, as well as setting financial goals, understanding your credit, tips for saving money, and the basics of investing.

To register use this link: https://catalog.mindedge.com/rsu19/courses/1112/personal-finance?mode=purchase 

Decision-making within an organization often hinges on the numbers. So what financial tools do managers need to be familiar with to make sound, defensible decisions? This introductory-level course is meant to teach finance concepts to non-financial managers, and considers tools for decision-making such as cost benefit analysis, break even analysis, and Balanced Scorecard. The course also teaches the basic finance concepts such as return on investment (ROI), fixed and variable costs, and payback period.

Follow this link to register: https://catalog.mindedge.com/rsu19/courses/1135/financial-planning-and-control?mode=purchase

Financial statements can look intimidating and, as a non-financial manager, you may feel like ascertaining the right conclusion from a financial statement is like finding a needle in a haystack. This course covers financial reports and their meaning. You will learn the fundamentals and importance of the income statement, balance sheet, and statement of cash flows, and how they can be used to manage a business. You will also be exposed to financial (ratio) analysis.

Follow this link to register:https://catalog.mindedge.com/rsu19/courses/1002/how-to-read-a-financial-statement?mode=purchase  

This completely online and self-paced one-module course utilizes Inc. Magazine's prize-winning editorial content to introduce basic concepts related to managing cash flow, including the difference between cash flow and profit, how to interpret the cash flow statement, how to calculate free cash flow, effective cash flow management, cash flow forecasting and projections, and ways to boost cash flow. The focus is on providing practical, hands-on advice to entrepreneurs and small-business people, including video segments and commentary from industry-leading practitioners and subject matter experts. The course also offers how-to lists and advice, interactive games, and review questions to ensure mastery of the material.

Included with your course is a one (1) year complimentary subscription to Inc. Magazine ($19.99 value). Your subscription will start with the current issue. Inc. Magazine publishes 6 issues a year.

Follow this link to register: https://catalog.mindedge.com/rsu19/courses/1955/managing-cash-flow?mode=purchase

A budget is a detail of expenses and incomes for a set period of time. This introductory-level course covers budgets and how they are used in organizational settings including the uses and functions of master budgets, operating budgets, sales, production and cost of goods sold budgets, and cash budgets. You will also learn about the budgeting process, and how organizations are using different budgeting techniques to overcome operating challenges.

Follow this link to register:https://catalog.mindedge.com/rsu19/courses/1165/understanding-and-managing-budgets?mode=purchase

Do you have children who will be looking at college in the next few years or might you be

thinking of returning to school yourself? Now is a great time to start thinking about the college

financial aid process and ways to boost college savings. The earlier you start, the more

confident and relaxed you will feel when it is time to apply for financial aid. Join Nikki Vachon,

College Access Counselor with the Finance Authority of Maine for this 1-hour workshop as we

talk about all things paying for college.  This workshop is offered by FAME in partnership with adult education programs across Aroostook, Hancock, Penobscot and Washington Counties. This is live online using ZOOM.

Call the office to register - 368-3290

Curious about how to improve your financial future?  Maybe you’re just looking for a way to improve your current cash flow.  In this session we’ll talk about money building strategies including making the most of your existing income and finding a gig to increase the money in your pocket.  We’ll also talk about banking and investing tools that can get your money work for you. Join the Finance Authority of Maine for this 1 hour virtual workshop as we talk building wealth.